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In countries were we do not have bank accounts, and also in the US, payments can be sent via Western Union and Emoneygram.com. With both companies, credit cards can be used, but the process is not as quick as with the payment processors Worldpay and CCNow. However, for payments sent by Western Union and Emoneygram, we do grant the 20 percent discount. Please note: our company is in Indonesia, but payments by Western Union or Emoneygram.com shall usually be sent to our contact addresses in the Philippines.